Internet security, computer protection, cyber threats . photo credit: Fireofheart
Financial fraud targeting older adults is on the rise, and tech support scams are among the the trickiest and most widespread. Variations of these scams have been around for years, but fraudsters continue to find new victims.
No matter what kind of device you use — computer, tablet or smartphone —, you may be targeted by a tech support scam. The scam most commonly occurs when you receive an unsolicited phone call or a pop-up window appears stating that you have a virus on your computer and it needs to be fixed immediately.
The caller may try to sell you software to fix the supposed problem. The software could be worthless or available elsewhere for free, or it could be malware — malicious software designed to give fraudsters access to your computer and your personal information.
The pop-up window usually directs you to click on a link that will automatically download malware onto your device, or to call a number that turns out to be connecting you with a scammer.
To protect yourself and your family members who may share your devices, make sure you know how to RECOGNIZE the scam, when to REFUSE it and where to REPORT it.
Initial contact can occur in several ways on any internet-enabled device:
Example: You receive a call from a polite gentleman who informs you there is a virus on your computer. (If you do indeed have a virus, your computer may be running slowly,, so that might make sense.) Good news, he tells you: He is from Microsoft’s affiliate company TECHelp123+ and he can help you out. He asks for remote access to your computer so that he can show you the corrupted files. You are convinced those files don’t look normal and agree to let him “fix” the problem. He asks for your credit card number, bank account or prepaid debit cards as payment (payment requested often ranges from $99 to as much as $800 or more, most commonly around $199). Once the “support agent” gains access, they are able to view your files or upload viruses to your computer.
Remember: Legitimate tech companies and their affiliates NEVER make unsolicited support calls.
Example: You are surfing the internet and inadvertently click on a link that generates a few pop-up windows in your browser. One of the pop-ups says, “WARNING!!! Your Computer Is Infected.” You try and close the pop-up but there is no “CLOSE” button or no “X” in the upper right-hand corner. The pop-up instructs you to call a support number to fix the problem. You call the number and it is “Microsoft affiliate” TECHelp123+ who will help you with the virus.
Remember: Legitimate tech companies don’t use scare tactics like pop-up warnings with contact information.
Example: You are having problems with your Yahoo email account. You are expecting an important email and are not able to access it. You search “Yahoo Customer Service” to find a phone number to call to get help. The search engine generates many results. You click on a search result at the bottom of the page that contains “Yahoo Support 866-123-4567.” You call and are told they can help. You will need to provide passwords and payment.
Remember: Scammers often create “spoof” websites that look authentic but aren’t. Legitimate tech companies don’t send tech support alerts via email.
Tech support impostors can be smooth-talking, knowledgeable and convincing. For people who don’t consider themselves “tech savvy,” an unsolicited offer of help for a slow-processing computer may seem like the answer to their prayers. Don’t get roped in. Refuse any unsolicited tech support offers by using these guidelines to protect yourself:
No matter how many times the scammer calls you, never engage with them. The more you engage with them the more likely they are to harass with calls at all hours. Scammers are not worth your time.
Sharing your experience and knowledge about a tech support scam is integral to ending it. Whether you were a victim yourself or are just familiar with the scam, educate your friends, family and neighbors so they don’t become the next victim. In addition to reporting to your networks, it’s vital that you report the scam to state and federal authorities so they can monitor the prevalence of the scam.
If you would like to talk to a trained AARP Foundation Fraud Fighter volunteer about a scam or attempted scam, call 800-222-4444 and select Option 2.
Federal Trade Commission – Report all scams to the FTC Complaint Assistant. Complaints from consumers help this federal agency detect patterns of fraud and abuse.
Federal Bureau of Investigation Internet Crime Complaint Center -The FBI’s ic3.gov site is the go-to place for reporting all internet-based crimes. Information is analyzed and disseminated for investigative and intelligence purposes to law enforcement and for public awareness.
AARP Fraud Watch Network Scam-Tracking Map – Use this interactive tool from the AARP Fraud Watch Network to share information about scams you are seeing and learn about scams in your area.
Your State Attorney General – Make sure your state’s chief law enforcement officer knows about scams that are targeting people in your state. Most attorney general offices have online complaint forms that can be submitted easily.
Microsoft Tech Support Report Form – Often Microsoft’s name is used as a way for scammers to gain the trust of the person who they are trying to victimize. If the scammer who calls you uses the Microsoft name, Microsoft wants to know about it.